Friends, as you all know, we inform you about the government scheme on our website. So that you can take full advantage of all government schemes. This is the purpose of creating our website. Do not be deprived of any government scheme. We believe that there are many people who find it difficult to read in English. Therefore, we give information about government schemes in Hindi. Today we have brought another government scheme for you called Atal Pension Yojana!!!!!!!!!!!!
Friends, we will give you complete information about Atal Pension Yojana in this article. What will the public benefit?!!!!!!!!! PLEASE READ THIS ARTICLE CAREFULLY!!!!!!!!!!! AND GET FULL INFORMATION!!!!!! 1 ABOUT ATAL PENSION SCHEME!!!!!!!!!!!!
What is Atal Pension Yojana Scheme?
The Atal Pension Yojana is an important scheme for the people of India. Those applying for this scheme will be given pension to the applicant from 1000 to 5000 rupees per month when they are 60 years old. Poor citizens and workers of India have been included in this scheme. Pension will be given to the applicants as per the amount deposited by them.
We can say that this is the best option for those who do private jobs. Just like government employees get a pension. Likewise, now the private employee who works hard all his life. He will also be able to live well now. And you will not have to face any problem in old age.
Atal Pension Yojana Eligibility
To avail of benefits from the Atal Pension Yojana, you must fulfill the below requirements:
- Must be a citizen of India.
- Must be between the age of 18-40
- Should make contributions for a minimum of 20 years.
- Must have a bank account linked with your Aadhar
- Must have a valid mobile number
Those who are availing of benefits of Swavalamban Yojana will be automatically migrated to Atal Pension Yojana.
Atal Pension Yojana Benefits
Atal Pension Yojana has brought security for the aging Indians.
Not only can you be entitled to more pension in Atal Pension Yojana by depositing less amount every month.
In the event of untimely death, your family can also benefit from it.
After the death of the holder of this pension scheme, the children will continue to get pension in the event of the death of his wife and wife.
To get a lifetime pension, you do not have to deposit money in this account for a lifetime.
Like the PF account, the government will contribute to this pension scheme on its own.
How much pension will be received on the Atal Pension Yojana deposit?
Come, friends, now we tell you how much money you will get deposited and you will get a pension.
Anyone between the age of 18 and 40 can join this scheme.
The government has taken the age and the pension you want every month.
Accordingly, a clear policy has been made to deposit every month.
If you want a pension of 1000 rupees every month and you are 18 years old, then you have to deposit 42 rupees every month for 42 years.
At the same time, those who are 40 years old will have to deposit Rs 291 every month for 20 years.
If a person applying for a pension of Rs 1000 dies, his nominee heir will be given Rs 1.7 lakh.
Similarly, for pension seekers of 2000, 3000, 4000, or a maximum of Rs 5000 per month, premiums will have to be paid per month according to age.
If you are currently 30 years old and want to get a pension of 5000 rupees every month, then you will have to deposit Rs 577 per month for 30 years.
If such people die, then 8.5 lakh rupees will be payable to their nominated successor.
How long the pension premium should be deposited?
The Atal Pension Yojana is for people between the ages of 18 and 40 years.
Whatever your age is in this range, you will have to deposit a pension premium every month till the age of 60 years.
After this, the pension amount for which you have deposited the money in your account, you will start getting monthly.
How much money will the government give to your account?
The government will also contribute financially to the Atal Pension Yojana.
The government has announced that if you open an account under the Atal Pension Yojana by 31 December 2015.
So by 2021 -20 for five years, the government will contribute 50 percent of your deposit or a maximum of 1000 rupees per year (both of which will be less).
These contributions will be given to the same account holder who does not pay income tax.
Who cannot open an account in this scheme?
According to the declaration of the government, such people who come under the tax net are government employees.
Or already included in schemes like EPF, EPS, they cannot be part of Atal Pension Yojana.
Atal Pension Yojana Rules
If not deposited for six months, the account holder’s account will be sealed.
If not deposited for 12 months, the account holder’s account will be deactivated.
If not deposited for 24 months, the account holder’s account will be completely closed.
Atal Pension Yojana Chart
Atal Pension Yojana is mentioned in the chart. At what age, how much pension will you get after depositing how much money?
How to open Atal Pension Yojana Account?
- You can go to your nearest bank branch and apply for the scheme. You can see the Atal Pension Yojana form here and also download it. You can open this account by going to all government banks (such as SBI, PNB etc.).
- If you want to open Atal Pension Yojana online, you can open Atal Pension Account online through the ENPS portal.
- Online application/registration for Atal Pension Yojana
- If you want to start the Atal Pension Yojana, then you have to click on the website given here.
- After clicking on the website, you will see the application form link of Atal Pension Yojana
- Click on the link.
- Download the Atal Pension Yojana application form now.
- Carefully fill the information asked in this application form.
- Click on submit button
Offline process of opening account under Atal Pension Yojana
The applicant has to contact his bank or post office or open a new account.
The applicant can fill the registration form of Atal Pension Yojana with the help of his post office or bank employee.
For any type of information of Atal Pension Yojana, Aadhaar / Mobile number will have to be registered.
In order to deposit the premium, a premium must be deposited at the bank or post office at any time.
How to collect premium?
Payment of premium will be deposited from the Savings Bank Account / Post Office Savings Account at monthly/quarterly/half-yearly intervals through the Auto Debit facility.
The monthly/quarterly/half-yearly premium depends on the monthly pension and the age of the applicant at the time of admission.
Under Atal Pension Yojana, the premium can be deposited from the bank or post office account on any day of the month.
In the case of the monthly premium, you can deposit on any day of the first month or in the case of quarterly premium on any day of the first month of the third month or on any day of the first month of the sixth month in the case of half-yearly premium.